Get invoice payments now, not someday!
Stop chasing payments. Start growing.
How it works?
Factoring provides xpress access to funds from issued invoices with deferred payment. Instead of waiting 30, 60, or 90 days, you get immediate financing.
Solutions that meet your needs
A solution for every business!
Less paperwork, more possibilities! At the speed your business deserves. Not just fast – express.
* The financing amount shown is based on optimal conditions aligned with the client’s profile.
** The factoring commission is calculated as a discount percentage of the assigned invoice and may vary depending on the amount, the financing period, and the reliability of your company and the debtor/s.
*** The presented calculation does not constitute “offer” and/or “public proposal” and/or “public offer” within the meaning of Art. 13 of Obligation and Contracts Act and Art. 290 and Art. 291 of Commercial Act. To get an offer with the approval conditions, the invoice you want to finance must be uploaded into the Xpress Factoring platform by creating a user account.
Factoring calculator
Calculate your expected funding in seconds with our online calculator. Pricing is fully transparent, with no hidden fees or extra costs. Factoring comes with a single, upfront fee, deducted directly from the approved amount.
Application is entirely free of charge. You will receive a personalized offer with no commitment required.
Factoring Calculator
Your results
You will receive the following financing
With transaction costs 725 BGN.
Apply now* The financed amount is calculated under optimal conditions according to the client's profile.
* The factoring commission is calculated as a percentage discount from the assigned invoice and may vary depending on the amount, financing period and stability of the company and debtor/debtors.
* The presented calculation does not represent an "offer" or "public offer" and to receive a specific offer it is necessary to upload the desired invoice to the Xpress Factoring platform by creating a user profile.
Frequently Asked Questions
New to factoring? Wondering how it can fuel your business? We’ve got the answers!
Deferred payment: Flexibility for clients, delays for you.
With deferred payment, an invoice isn’t paid immediately but after an agreed period. For example, if you issue an invoice with a 30-day payment term, your client has 30 days from the issue date to complete the payment. While this offers flexibility to your clients and partners, it also delays cash inflows for your business.
What makes factoring a smart financial solution?
Your business can't wait, and we're here to provide a quick solution. That is why our service is distinguished by express financing, minimal administrative burden, and a completely digital process. With our online platform, application and approval are quick and easy, without unnecessary bureaucracy. This saves you valuable time and effort, so you can concentrate on growing your business instead of waiting and paperwork.
Single invoice? No problem. Get funded on demand.
You can finance your business with just a single invoice. With Xpress Factoring, you have full flexibility – no minimum invoice requirement. Get funds exactly when you need them, with no long-term commitments.
Still have questions?
Got questions? Let’s talk it through – no strings, just a free consultation. One click could change everything.
Success stories
Curious how others turned cash flow into growth? Real businesses. Real growth. Powered by factoring.
Blog
Success Factors
From invoice to impact!
